Wednesday, October 14, 2009
shittybank
Shittybank pissed me off yesterday because they claimed they are unable to waive off annual fee of all mastercards this year because there's no such promo. WHAT PROMO?! I don't care if there's no promo. My annual fee was waived off last year. If it costs me $150 to have the card, I'd rather not have it. Then the customer service person whom I was talking to reminded me that it's not worth it to terminate my card because I have 2 installment payments on my mastercard. If I wish to transfer the payments to my other shittybank card, I will need to pay $200. So she tempted me with 3200 shittypoints if I pay my annual fee, or I could convert these points into Krisflyer miles. Still it not worth it. I have spent so much on my mastercard, it's absurd that the fee cannot be waived. Big deal, I'll just pay off the oustanding installments on my mastercard and terminate it then. But still she insists any change in the installment plans will incur me $100 per plan. Doesn't make any sense that I need to pay additional $200 to pay all the money I owe up-front when it's supposedly an interest-free installment right. So I insisted that I will not pay the extra money, and I want to pay everything I owe on this card, and terminate the freaking card cuz NO I WILL NOT PAY ANNUAL FEE CUZ NO ONE PAYS ANNUAL FEE. I think I was pretty rude at this point that she didn't bother being polite with me. I asked to speak to her manager and kept insisting I won't pay for anything. She put me on hold for about 10s and said management will approve my fee waiver.
Too bad I didn't have the chance to threaten to terminate the other card and my savings account to boycott shittybank for $150 annual fee which I'm damn sure no one pays for it. Maybe they will waive off my fee and give me 3200 shittypoints if I did that.
Remember. No one pays annual fee.
Labels: Rant
janet at 8:00 AM
